Free Tool — Instant Loan Calculation

EMI Calculator

Calculate monthly EMI, total interest, and total payment for any loan. View the full amortization schedule & download as CSV.

Loan Details
Loan Amount ₹ 5,00,000
Interest Rate 10%
Loan Tenure 5 Years
Result
Monthly EMI
₹ 0
Total Interest
₹ 0
0%
Total Payment
₹ 0
Breakdown
Principal ₹ 0
Interest ₹ 0
Amortization Schedule 0 months
#EMIPrincipalInterestBalance
Ready to calculate
Adjust the sliders above to update your EMI instantly.
Why Use AFFLIGO?
100% Private
Your numbers stay in your browser. Nothing sent anywhere.
Full Schedule
View month-wise amortization and download as CSV.
Zero-Rate Support
Handles 0% interest loans correctly (EMI = P/N).
Read the Guide
How to Calculate EMI
Step-by-step guide to calculate loan EMIs with amortization schedule.
Read Guide →
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How to Calculate EMI

Step 1
Set Loan Details
Use the sliders to set loan amount, interest rate, and tenure.
Step 2
Read Results
See EMI, total interest, and the principal vs interest breakdown.
Step 3
Download Schedule
Expand the amortization schedule or download it as a CSV file.

Frequently Asked Questions

What is EMI?
Equated Monthly Installment - the fixed monthly payment amount for a loan.
What loan details do I need?
Loan amount, interest rate, and loan tenure (in months or years).
Does it show amortization?
Yes, provides detailed month-wise amortization schedule with principal and interest breakdown.
Can I compare loans?
Yes, adjust parameters to compare different loan scenarios side by side.
Is calculation accurate?
Yes, uses standard EMI formula for accurate monthly payment calculations.