Free Tool — SIP & Lumpsum Calculator

SIP Calculator

Calculate the maturity value of your SIP or lumpsum investments with a year-wise growth chart. Supports step-up SIP for annual increases.

SIP (Monthly)
Monthly Investment
Amount ? 5,000
Expected Annual Return 12%
Time Period 10 Years
Annual Step-up % / year
One-time Investment
Amount ? 1,00,000
Expected Annual Return 12%
Time Period 10 Years
Result
Total Invested
? 0
Estimated Returns
? 0
0%
Total Value
? 0
Year-wise Growth
Invested Amount
Total Value
Why Use AFFLIGO?
100% Private
Your numbers stay in your browser. Nothing sent anywhere.
Visual Growth Chart
See your money grow year by year with an SVG bar chart.
Step-up SIP
Model annual increases to your SIP for realistic planning.
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How to Use SIP Calculator

Step 1
Choose SIP or Lumpsum
Select SIP mode for regular monthly investments or Lumpsum mode for a one-time investment.
Step 2
Enter Investment Details
Adjust monthly investment amount, expected annual return rate, and time period using the sliders.
Step 3
View Returns & Growth
Instantly review total invested amount, estimated returns, maturity value, and year-wise growth.

Frequently Asked Questions

What is SIP?
Systematic Investment Plan (SIP) is a method of investing a fixed amount regularly in mutual funds.
What inputs do I need?
You need your monthly investment amount, expected annual return rate, and investment duration.
Does it show a growth chart?
Yes, it displays year-wise investment growth with an interactive visual chart.
What is step-up SIP?
Step-up SIP allows you to increase your investment amount annually to accelerate wealth creation over time.
Are calculations accurate?
Yes, it uses standard compound interest formulas for accurate maturity value calculations.